Hey kids, be debt free, it’s much better than owning things you can’t actually afford. Debt is just a shackle in your life.
I have just paid off a credit card and boy does it feels good to know I’m going to have a bunch more money each month that was really going to pay off interest for purchases that ended up costing me a bomb because of the interest charges.
If you want something, save for it! Never, ever, ever, go into debt for it. Especially seemingly small things.
Once you have that damn card in your wallet it’s too easy to keep using it, so don’t do it.